~5-minute read HOAs (Homeowners Associations) can be a value-protecting asset  or a daily headache , depending on how the community is run and what the rules actually say. If you’re buying or selling in Tennessee or Georgia , the details matter because HOA power often comes from two places: The neighborhood’s governing documents (Declaration/CC&Rs, Bylaws, Rules) State law (and court decisions interpreting it) This guide covers the basics, the benefits, the biggest pitfalls, and the...